Who can apply for a loan?

Singapore Citizens and Permanent Residents aged 21 and above with stable income.

How much can I get?

It depends on your income and credit score assessed under the Moneylenders Act. Do consult us for a more accurate estimate.

What do I need to apply?

Your NRIC, proof of income, and address for proof of residence.

How fast can I get approved?

Most applications are reviewed within hours, depending on your documents and loan type.

How do I know if a lender is licensed?

Check the official list of licensed money lenders online (Ministry of Law) to verify their licence numbers. Please note: Moneyplus (without “.com.sg”) is not affiliated with us. Only Moneyplus Capital Pte Ltd (moneyplus.com.sg) is a licensed money lender in Singapore registered under the Ministry of Law.

Are licensed money lenders safe to deal with?

Yes. Licensed money lenders in Singapore follow strict rules set by the Ministry of Law, ensuring fair rates, clear terms, and borrower protection.

What if I can’t repay my loan?

Talk to your licensed money lender early. They can offer reasonable repayment plans under the Moneylenders Act. You can also seek credit counselling for debt management advice.

Can I borrow from multiple money lenders?

Yes, but it’s best to borrow responsibly. Multiple loans increase your debt load and make repayments harder. Always review your financial capacity before applying for another loan.

How do I choose a licensed money lender in Singapore?

Always verify the lender on the Ministry of Law’s official list. Choose a lender with transparent terms, fair interest rates, and positive customer feedback, like Moneyplus Capital, a licensed money lender in Singapore located at 371 Beach Road, City Gate #01-03, Singapore 199597, near Bugis Junction.

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Apply now with Moneyplus Capital Pte Ltd, a licensed money lender in Singapore located at 371 Beach Road, #01-03 City Gate, Singapore 199597, near Bugis Junction. Enjoy fast approval, flexible repayment, and transparent loan terms in 2026.

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