Request a Loan Assessment
Tell us what you need and how to contact you. Our team will explain the documents and next steps. Submitting this form does not guarantee approval.
Moneyplus Capital · Debt consolidation enquiries
Debt Consolidation Loan Singapore
Managing several repayments? Compare the full cost and the debts that would actually be settled before considering a consolidation loan with Moneyplus Capital.
An enquiry is not an approval. All applications are subject to eligibility, verification and assessment.
One repayment does not automatically mean a lower cost
Consolidation may simplify administration, but the benefit depends on the new interest, fees, repayment period and settlement of existing debts. A smaller monthly payment over a longer period can increase the total payable.
List every existing debt
Record each lender, current balance, settlement amount, due date and any applicable settlement charge. Use current statements rather than estimates.
Compare before and after
Add the full cost of the proposed loan and any existing-debt settlement charges. Compare that with the remaining cost of your current arrangements.
Confirm what will be settled
Ask which debts can be included and how settlement will be documented. Keep receipts and confirmation of the balances after payment.
Prepare for your enquiry
Bring current statements and settlement figures, together with income records and your household budget. Ask which debts may be considered; inclusion and approval are not automatic.
Tell us about your regular commitments as well as the amount you need. Do not enter identity-document numbers, passwords or one-time passwords in the initial enquiry form.
Understand the offer
Confirm the principal, cash received, applicable fees, interest calculation, repayment dates and total scheduled repayments. Ask about early settlement and any applicable cooling-off rights.
Read the borrowing-limit and budget guide · See our loan FAQs
How the assessment works
- Send an enquiryShare your contact details and the amount you would like assessed.
- Confirm the checklistOur team explains the information needed for your circumstances.
- Visit our officeComplete face-to-face verification at our approved City Gate premises.
- Review and decideIf approved, read the contract and repayment schedule before accepting.
Your questions, answered
Is this the bank Debt Consolidation Plan (DCP)?
No. Moneyplus’s licensed-moneylender loan enquiry is separate from the DCP offered by participating financial institutions. See the Association of Banks in Singapore’s DCP guidance for that programme.
Will consolidation reduce my interest or total debt?
It is not guaranteed. Compare a written proposal with current settlement figures and the full remaining repayments. Fees and a longer term can change the result.
Can all my debts be included?
That depends on the debts, eligibility and the lender’s assessment. Confirm the scope before treating any existing account as settled.
What if I am already unable to repay?
Speak with your current lenders early and consider independent debt-support options. Do not assume an additional loan will solve persistent repayment difficulties.
Speak with our City Gate team
371 Beach Road, #01-03 City Gate, Singapore 199597.
Monday–Saturday, 11:00 am–6:30 pm. Closed on Sundays and public holidays.