Request a Loan Assessment
Tell us what you need and how to contact you. Our team will explain the documents and next steps. Submitting this form does not guarantee approval.
Moneyplus Capital · Payday loans
Payday Loan Singapore
Facing a temporary gap before your next salary? Review the repayment date and the effect on your next month’s budget before enquiring with Moneyplus Capital.
An enquiry is not an approval. All applications are subject to eligibility, verification and assessment.
Check that the gap is temporary
A payday loan is short-term borrowing, not extra income. It may cover a specific timing gap, but it can create another shortfall if your next salary is already committed to essential bills. Start by checking whether a bill extension or payment arrangement is available.
Match the dates
List the bill due date and your confirmed salary date. Ask for the proposed repayment date in writing instead of assuming it will match payday.
Budget for the following month
After the repayment, will enough remain for housing, food, transport and other loans? If not, discuss alternatives before borrowing.
Avoid repeated shortfalls
Needing another payday loan every month may signal an ongoing budget problem. Review recurring expenses and speak with existing creditors early.
Prepare for your enquiry
Have your salary date, current income records, the expense amount and existing repayment commitments ready. Ask which documents are required for your employment and residency status.
Tell us about your regular commitments as well as the amount you need. Do not enter identity-document numbers, passwords or one-time passwords in the initial enquiry form.
Understand the offer
Confirm the principal, cash received, applicable fees, interest calculation, repayment dates and total scheduled repayments. Ask about early settlement and any applicable cooling-off rights.
Read the borrowing-limit and budget guide · See our loan FAQs
How the assessment works
- Send an enquiryShare your contact details and the amount you would like assessed.
- Confirm the checklistOur team explains the information needed for your circumstances.
- Visit our officeComplete face-to-face verification at our approved City Gate premises.
- Review and decideIf approved, read the contract and repayment schedule before accepting.
Your questions, answered
Is repayment always on my next payday?
The actual due dates and repayment structure are set out in your offer and contract. Confirm them before accepting; do not rely on the product name alone.
Is a payday loan cheaper than a personal loan?
Not necessarily. Compare fees and the total repayment for the same amount and period. A short loan can still be costly.
Can I get approval just by sending a payslip?
No. Approval depends on verification and assessment, including the required in-person visit.
What if my salary is delayed?
Contact the lender promptly. A salary delay does not automatically change the contractual due date. Ask what arrangements may be available.
Speak with our City Gate team
371 Beach Road, #01-03 City Gate, Singapore 199597.
Monday–Saturday, 11:00 am–6:30 pm. Closed on Sundays and public holidays.