Why Customers Choose Moneyplus Capital
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Moneyplus Capital · Personal loans
Personal Loan Singapore
Understand your repayments before you borrow. Enquire about a personal loan with Moneyplus Capital at City Gate, Beach Road, and review the amount, fees and repayment schedule before deciding.
An enquiry is not an approval. All applications are subject to eligibility, verification and assessment.
A personal loan should fit your budget
Start with the expense you need to cover, then check how much is left after essential spending and existing repayments. A larger approved amount is not a reason to borrow more. Compare the full cost over the same repayment period.
Borrow for a clear purpose
Write down the actual cost of the bill, repair or planned expense. Consider whether savings, a payment arrangement or another source of assistance could cover part of it.
Leave room in your monthly budget
Keep a reserve for irregular expenses. Repayments should not depend on an uncertain bonus or on taking another loan next month.
Compare the written offer
Ask for the cash received after fees, every due date and the total scheduled repayments. A lower instalment may come with a longer and more costly repayment period.
Prepare for your enquiry
Prepare current identification, income and employment information, plus a list of existing repayments. Confirm the document types and date ranges with our team before visiting.
Tell us about your regular commitments as well as the amount you need. Do not enter identity-document numbers, passwords or one-time passwords in the initial enquiry form.
Understand the offer
Confirm the principal, cash received, applicable fees, interest calculation, repayment dates and total scheduled repayments. Ask about early settlement and any applicable cooling-off rights.
Read the borrowing-limit and budget guide · See our loan FAQs
How the assessment works
- Send an enquiryShare your contact details and the amount you would like assessed.
- Confirm the checklistOur team explains the information needed for your circumstances.
- Visit our officeComplete face-to-face verification at our approved City Gate premises.
- Review and decideIf approved, read the contract and repayment schedule before accepting.
Your questions, answered
How much can I borrow?
Income-based legal limits apply across licensed moneylenders. The amount offered also depends on verification and assessment. Read our borrowing-limit guide and check your repayment budget before requesting an amount.
Who can enquire?
Singapore citizens, permanent residents and eligible Employment Pass or S Pass holders may enquire. Moneyplus does not accept Work Permit applications. Eligibility and approval remain subject to assessment.
Can I complete the loan online?
You may make an initial enquiry online. A face-to-face visit at our approved premises is required before a loan can be granted.
Is the repayment calculator a quotation?
No. A calculation is only an illustration based on its inputs. Your written offer and contract specify the actual interest, fees and repayment schedule.
Speak with our City Gate team
371 Beach Road, #01-03 City Gate, Singapore 199597.
Monday–Saturday, 11:00 am–6:30 pm. Closed on Sundays and public holidays.