Personal Loan
Unlock Financial Potential with Our Easy Loan in Singapore
We offer unsecured easy loans in Singapore of up to $300,000 SGD with longer loan tenures to provide you with one of the best personal loans in town.
Access your cash within 24 hours with our swift application process. Enjoy a streamlined experience without the hassle of stringent credit checks.
Why Choose Our Easy Personal Loans?
Our personal loans at Moneyplus Capital are meticulously designed to cater to your unique needs! Here are some reasons why you’ll find the perfect financial solution with us.
Tailored to You:
Our personal loans are designed to fit your unique needs. Whether it’s a dream vacation, home improvement project, debt consolidation, or an unexpected expense, we have the right solution for you.
Competitive Rates:
We believe that financing should be affordable. Our competitive interest rates ensure that you get the most value from your loan.
Quick and Easy Application:
We’ve simplified the loan application process to save you time and stress. You can apply online, from the comfort of your own home, and expect a quick response.
Flexible Repayment Options:
Life comes with its twists and turns. Our flexible repayment options allow you to choose a plan that suits your budget, making loan repayment hassle-free.
Transparent Terms:
We believe in transparency. You’ll know the exact terms of your loan, including interest rates, fees, and repayment schedules, right from the start.
Benefits of Our Easy Personal Loan
No Queues. No Wait. No Hassle.
Get your loan approved in just a few taps.
Better and improved credit scores
Flexible loan tenures
Ease of application and approval
Increased convenience
Loan Application in Just 3 Easy Steps
Apply
You can choose to apply via our website, at our office, or via WhatsApp.
Consult
Feel free to consult with us in person. Simply bring along the required documents (NRIC, Proof of Income, and Proof of Residence) for the signing of the loan contract.
Collect
Upon approval, you can receive your cash instantly–it’s that easy!
Start Loan Application
Reaching your goals is no longer a stretch,
thanks to flexible repayments, hassle free and secured process.
Got Questions About Our Easy Personal Loan?
We got answers.
How do personal loans work?
In essence, personal loans are short-term unsecured loans that can be used for multiple purposes.
You borrow a fixed sum of money, along with a fixed interest rate, over the period of your loan
tenure.
All these factors will be dependent on the terms & conditions stipulated in your loan contract,
along with your repayment capabilities.
What are some uses of personal loans?
There may come various points in our lives when we require extra cash to tide through.
It might be to fund a personal project, a big-ticket purchase or to simply get through the month.
Personal loans are easy loans not specific to a single purpose. You can use them for a wide range of things.
Some uses include paying for:
- Utility Bills
- Rent
- Holidays
- Emergency medical expenses
- Home renovations
- Wedding banquets
How do personal loans differ from those of the banks?
The three main differentiating factors between our personal loans compared to banks are:
- Speed
- Ease of application
- Service rendered
We believe in providing you with an easy personal loan in the shortest time possible.
This is why we have streamlined our borrowing process into 3 simple steps.
Moreover, we do not go through rigorous credit checks and also do not require much paperwork.
Ultimately, our experienced loan officers will be there to guide you on the best personal loan package for your needs and provide professional advice so that you’ll be able to achieve your financial goals.
Does Moneyplus offer monthly instalment repayments?
Yes, Moneyplus offers repayments of up to 24 months
How much can I borrow from an easy loan?
For Singapore Citizens and Permanent Residents,
aged between 21 and 65 years old;
- With an annual income less than $20,000.00, you can borrow up to $3,000.00;
- With an annual income of more than $20,000.00, you can borrow up to 6 times your monthly income.
What documents are required?
- National Registration Identity Card Number (NRIC)
- Latest 3 months pay advice
- Singpass
Will personal loans affect my credit score?
There may be a temporary decrease in your credit score. However, you can improve your credit score over time with timely repayments and a full payment of your loan amount.
How soon will I receive my loan?
Upon approval, we will disburse the cash to you at once. You can collect it in person at our office.