Wedding Loan
Turn Your Dream Wedding into Reality
Your special day deserves to be perfect in every way, and that’s where we come in. At Moneyplus Capital, we understand that planning a wedding can come with a significant price tag. That’s why we offer wedding loans to help you celebrate your love without compromise.
Understanding Wedding Costs in Singapore
-
Venue & Banquet:
Costs for popular wedding venues and catering services can vary widely, depending on location, guest count, and cuisine choices. -
Attire:
Wedding gown and suit rentals or purchases can be significant, especially if tailored or designer options are preferred. -
Wedding Bands & Rings:
A memorable part of any wedding, wedding bands, and engagement rings can be a major expense. -
Photography & Videography:
Capturing your special day professionally ensures memories for a lifetime, though it comes with a price. -
Decor & Floral Arrangements:
From bouquets to table centrepieces, the décor sets the tone for your celebration and adds to the overall experience.
Why Choose a Wedding Loan Over a Credit Card for Wedding Expenses
-
Fixed Monthly Payments:
A wedding loan offers predictable monthly instalments, helping you budget better compared to variable credit card payments. -
Lower Interest Rates:
Wedding loans generally have lower interest rates than credit cards, helping you save in the long run. -
Larger Loan Amounts:
For significant expenses, like the venue or banquet, wedding loans offer higher borrowing limits, whereas credit card limits may fall short. -
Organised Repayment Plan:
Wedding loans provide a structured timeline for repayment, reducing stress and giving you financial clarity after the wedding.
Why Choose Our Wedding Loans?
Tailored to Your Vision: Your wedding is a reflection of your unique love story. Our wedding loans are designed to bring your vision to life, whether it’s an intimate gathering or a grand celebration.
Stress-Free Financing: Wedding planning can be overwhelming, but financing doesn’t have to be. We provide easy, hassle-free financing solutions so you can focus on creating cherished memories.
Flexible Loan Amounts: We offer a range of loan amounts, ensuring you have the financial support you need, whether you’re covering the entire wedding or specific aspects like the venue, catering, or honeymoon.
Transparent Terms: We believe in clear communication. You’ll know the exact terms of your marriage loan, including interest rates, fees, and repayment schedules, from the outset.
Personalized Service: Your wedding is as unique as your love story, and our dedicated team is here to provide personalized guidance and support at every step.
Create the Wedding of Your Dreams
At Moneyplus Capital, we’re more than just a lender; we’re your partner in creating beautiful memories. We’re dedicated to helping you celebrate your love in the most meaningful way, with the perfect wedding you’ve always envisioned.
Our experienced team is here to provide support, guidance, and the financial means to make your dreams come true. Let’s make your wedding day a moment to cherish forever.
Ready to start planning your dream wedding? Apply for a wedding loan from Moneyplus Capital today, and let’s begin the journey to your perfect celebration of love.
Benefits of a Wedding Loan
No Queues. No Wait. No Hassle.
Get your loan approved in just a few taps.
Better and improved credit scores
With financing from Moneyplus Capital, you can not only cover your wedding expenses but also enhance your credit score. Making timely repayments will reflect positively on your credit report, opening doors to better financial opportunities in the future.
Flexible loan tenures
Enjoy the flexibility of choosing loan tenures that suit your financial situation with Moneyplus Capital. Whether you prefer shorter or longer repayment periods, our wedding financing options offer flexible terms tailored to your needs, ensuring a stress-free borrowing experience.
Ease of application and approval
Say goodbye to lengthy and complicated loan application processes. We offer a hassle-free application process with simple documentation requirements and quick approval times, so you can focus on planning your special day without worrying about the financial aspects.
Increased convenience
Planning a wedding can be overwhelming, but at Moneyplus Capital, we prioritise your convenience. Our financing options provide the support you need with convenient repayment schedules and dedicated customer support to assist you every step of the way, making your wedding planning journey a breeze.
Eligibility
Age Requirement: You must be of legal age, typically 21 years old or above, to apply for a loan.
Singapore Citizenship or Permanent Residency: Moneylenders usually require applicants to be Singapore citizens, permanent residents, or foreigners with valid passes.
Stable Income: You may need to demonstrate a stable source of income to repay the loan. This could be through employment, business income, or other means.
Credit History: Moneylenders may check your credit history to assess your creditworthiness. While some moneylenders might accept borrowers with less-than-perfect credit histories, a better credit score could improve your chances of approval and might affect the interest rate offered.
Debt-to-Income Ratio: Moneylenders may evaluate your debt-to-income ratio, which compares your monthly debt payments to your monthly income. A lower ratio indicates better financial health and might improve your chances of approval.
Documentation: You’ll likely need to provide various documents, including identification (such as NRIC for Singaporeans or PRs, or passport for foreigners), proof of income (such as payslips or bank statements), and possibly other documents depending on the lender’s requirements.
Loan Amount and Repayment Terms: Moneylenders may have minimum and maximum loan amounts, as well as specific repayment terms. Ensure you understand the loan amount you’re eligible for and the repayment terms before applying.
Wedding Loan Rates
The maximum interest rate that licensed moneylenders in Singapore can charge is capped at 4% per month, regardless of the borrower’s income or whether the loan is secured or unsecured.
Start Loan Application
Reaching your goals is no longer a stretch,
thanks to flexible repayments, hassle free and secured process.
Your Essential Wedding Loan FAQs Answered
We got answers.
A wedding loan is a type of personal loan specifically designed to cover wedding expenses. You borrow a lump sum from a lender like Moneyplus Capital, which you repay over an agreed-upon period with interest. It provides the funds you need to cover everything from venue costs to catering and attire.
You can use a wedding loan from Moneyplus Capital to cover various expenses associated with your big day, including venue rental, catering, attire, photography, flowers, and even honeymoon expenses. It provides the flexibility to manage all aspects of your wedding without worrying about upfront costs or budget constraints.
Moneyplus Capital offers benefits such as improved credit scores through timely repayments, flexible loan tenures tailored to your needs, hassle-free application and approval processes, and increased convenience with dedicated customer support. Our wedding loans provide the financial support and peace of mind you need for your special day.
Absolutely! A wedding loan from Moneyplus Capital in Singapore can cover all your essential wedding attire, including your wedding gown, suit, and other outfit needs, ensuring you look your best on your big day without financial stress.
Yes, Moneyplus Capital’s wedding loan solutions in Singapore can help you manage the costs associated with hosting your wedding banquet. With flexible loan terms, you can select the option that best fits your financial plan, allowing you to celebrate without compromising on your chosen venue and menu.
Yes, you can combine different financing options for your wedding. While a credit card may help with small expenses, a loan provides a structured plan for larger wedding costs, such as the venue or rings, allowing for a more organised approach to managing your budget.
