Licensed Money Lenders Singapore, Debt can be overwhelming, especially when you have multiple loans with different interest rates and repayment schedules. If you’re struggling to manage your finances, licensed money lenders in Singapore can help by offering debt consolidation loans. These loans allow you to combine multiple debts into a single repayment plan, making it easier to manage your finances.
What Is Debt Consolidation?
Debt consolidation is the process of combining multiple debts into a single loan. Instead of juggling various repayment deadlines and interest rates, you only need to make one monthly payment with a structured repayment plan.
A debt consolidation loan from a licensed money lender in Singapore can help streamline your financial obligations, reduce interest costs, and make repayments more manageable.
How Does Debt Consolidation Work?
- Assess Your Debts
- List all outstanding loans, including personal loans, payday loans, and credit card debts.
- Calculate the total amount owed and the interest rates applied.
- Apply for a Debt Consolidation Loan
- Approach a licensed money lender in Singapore, like MoneyPlus Capital, with the necessary documents.
- Submit your application and wait for approval.
- Loan Approval & Fund Disbursement
- Once approved, the lender disburses the loan amount to pay off your existing debts.
- Your multiple debts are now consolidated into one single loan.
- Make Monthly Repayments
- Pay off your new loan in structured monthly installments.
- Stick to the repayment schedule to improve your credit score.
Benefits of Debt Consolidation with Licensed Money Lenders in Singapore
- Lower Interest Rates
- Many licensed money lenders in Singapore offer lower rates compared to multiple high-interest debts like credit cards. Apply now!
- Easier Financial Management
- Instead of keeping track of different repayment deadlines, you only need to manage one loan.
- Improved Credit Score
- Timely payments on your consolidation loan can help rebuild your credit history.
- Stress-Free Repayments
- A structured repayment plan ensures you pay off debt systematically.
Who Is Eligible for a Debt Consolidation Loan?
At MoneyPlus Capital, we offer affordable debt consolidation loans to:
- Singapore Citizens (SGC)
- Singapore Permanent Residents (SGPR)
Foreigners with EPass, SPass, or Work Permits are not eligible for this loan.
Why Choose Licensed Money Lenders Singapore for Debt Consolidation?
MoneyPlus Capital is a trusted licensed money lender in Singapore, offering:
- Fast approval process for quick debt relief.
- Competitive interest rates to lower your repayment burden.
- Flexible loan terms tailored to your financial needs.
We also provide payday loans, personal loans, bridging loans, travel loans, and medical loans for different financial needs.
Our office is located at 371 Beach Road, City Gate #01-03, Singapore 199597. Visit our website to explore your options.

Consult us today
If you’re struggling with multiple debts, consolidating them with licensed money lenders in Singapore can help you regain financial stability. By reducing your overall interest costs and simplifying repayment, a debt consolidation loan can be the key to a debt-free future.
At MoneyPlus Capital, we provide affordable, transparent, and flexible debt solutions to help you achieve financial freedom.
Contact us today and take the first step towards consolidating your debt effectively!