Empowering Financial Futures Since 2014
Life can bring unexpected financial challenges, and we believe everyone deserves a fair chance to move forward. As a trusted licensed money lender in Singapore, Moneyplus Capital is committed to helping individuals overcome financial setbacks with confidence and dignity.
Recognised by many customers as one of the best money lenders in Singapore, we provide responsible lending solutions designed to support real needs. Whether you’re dealing with urgent expenses or recovering from past financial issues, our team is here to guide you with clarity, professionalism, and care.
At Moneyplus Capital, we offer tailored loan options, including bad credit loans, to help you regain control of your finances and rebuild your future with confidence.
Tailored for Singaporeans & Permanent Residents
Enjoy quick, transparent, and flexible loan options made for you.
At Moneyplus, we offer trusted and reliable financial solutions exclusively for Singapore Citizens (SGC) and Singapore Permanent Residents (SGPR).
Whether you’re looking for urgent cash, personal financing, or debt consolidation, our licensed money lender in Singapore provides transparent loan services tailored to your needs with flexibility and care.
Our Journey
For nearly a decade, Moneyplus Capital has been committed to redefining the lending experience in Singapore. As a trusted licensed money lender in Singapore, we focus on delivering transparent and ethical financial solutions to support individuals through life’s challenges.
Over the years, we’ve earned recognition from clients as one of the best money lenders in Singapore, consistently helping borrowers access fair and responsible lending options tailored to their needs.
Today, we continue strengthening our reputation as a dependable choice among those searching for a money lender near me, offering reliable financial support when it matters most.
What Sets Us Apart
Licensed and Regulated: We comply fully with the Ministry of Law’s regulations, ensuring that every loan is delivered responsibly a key reason clients trust us when they need urgent cash loan today solutions handled professionally.
Customer-Centric Approach: Your financial well-being is at the heart of everything we do. Our team takes time to understand your needs and craft solutions that work for you, especially if you’re looking for a fast cash loan Singapore option you can depend on.
Transparency and Trust: We believe in clear and honest communication. All interest rates, terms, and fees are explained upfront, providing peace of mind to clients seeking urgent cash loan today Singapore without confusion or hidden conditions.
Community Engagement: Moneyplus Capital remains deeply rooted in the community. Through continued outreach and support initiatives, we strive to make a positive impact reinforcing our role as one of the most committed urgent money lenders serving Singapore today.
Our Commitment to You
At Moneyplus Capital, we understand that every financial journey is personal. Whether you’re managing unexpected expenses, pursuing meaningful goals, or consolidating debt, our team is here to support you. As a reliable short-term loan provider Singapore 2025 and a trusted medical loan moneylender 2026, we remain committed to offering responsible, transparent, and accessible financial solutions to help you move forward with confidence.
Thank you for entrusting us with your financial needs. We are dedicated to being your long-term partner in achieving financial stability. As a dependable online money lender Singapore, we provide guidance with integrity, while also supporting clients who may be recovering from financial challenges through responsible options like bad credit loan Singapore services.
Frequently Asked Questions
About Licensed Money Lenders
What are the eligibility criteria for a loan?
You must be a Singapore citizen or permanent resident, of 21 years or older, and with a stable income.
How much money can I borrow?
The loan amount you can get depends on income and creditworthiness. This is regulated by the Moneylenders Act. Do consult us for a more accurate estimate.
What documents will I need for a loan application?
You’ll need to provide your NRIC, proof of income, and proof of residence.
How long does it take for a loan to get approved?
Usually, you can get your loan approved within a few hours to a day, depending on the documents required and the approval process.
How do I determine if a money lender is licensed or illegal?
You can check the list of licensed money lenders online to verify their licence numbers to ensure that they are operating in accordance to the code of conduct.
Is a licensed money lender safe in Singapore?
Yes, a licensed money lender in Singapore is safe to engage with, as we operate under strict regulations set by the Singapore Ministry of Law. These regulations are designed to protect borrowers, ensuring that all money lenders follow ethical lending practices, such as clear communication of loan terms, reasonable interest rates, and fair debt recovery procedures. Licensed money lenders, such as Moneyplus Capital, are also required to be transparent in their operations and are subject to regular audits and inspections by the authorities. This ensures that borrowers can trust that they are dealing with a reputable and reliable financial service provider.
What if I can't pay back money from lenders?
If you find yourself unable to repay a loan from a licensed money lender, it’s important to communicate with the lender as soon as possible. Licensed money lenders in Singapore are required to offer reasonable repayment plans and may be willing to negotiate terms to help you manage your debt. Avoiding communication can lead to more severe consequences, such as additional fees or legal action. If you’re struggling, you can also seek assistance from credit counselling services that can provide guidance on managing your debt and working out a repayment plan that suits your financial situation.
Can I borrow from multiple money lenders?
Yes, you can borrow from multiple licensed money lenders in Singapore. However, it’s crucial to carefully assess your financial situation before doing so. Borrowing from several lenders can lead to a higher total debt burden, making it more challenging to manage repayments. Always consider the combined effect of multiple loans on your finances and ensure that you can meet all repayment obligations. If you are unsure, it’s advisable to consult with a financial advisor or a credit counsellor to help you make informed decisions.
How do I choose a licensed money lender in Singapore?
Choosing the right licensed money lender in Singapore involves several key considerations. First, verify that the lender is officially licensed by the Singapore Ministry of Law, which you can do by checking the list of licensed money lenders on the ministry’s website. Next, consider the lender’s reputation by reading customer reviews and testimonials. Look for transparency in loan terms, including interest rates and repayment schedules, and ensure that the lender provides clear communication throughout the loan process. Finally, evaluate the lender’s customer service, as a responsive and supportive lender can make your borrowing experience much smoother and stress-free.